The term ZEBRA can be found in a crossword puzzle with the solutions REF (3 letters), REFEREE (7 letters), QUAGGA (6 letters), and EQUINE (6 letters). The word 'REF' is a shortened form of the word 'REFEREE', which is a person who officiates a sporting event. The word 'QUAGGA' is an extinct species of zebra that was native to South Africa. The word 'EQUINE' is an adjective used to describe anything related to horses. Therefore, the term ZEBRA refers to a species of African equid, or horse-like mammal, with distinctive black and white stripes.