The crossword solution for the term 'WHAT 'I' OR 'ME' REFERS TO' is SELF, which is a four-letter word. SELF is a term used to refer to oneself, either in the first person (I or me) or in the third person (he, she, it, they). It is often used to refer to one's identity, personality, and sense of SELF-worth. SELF is also used to refer to one's physical and mental characteristics, as well as one's relationships with others.