The term WARTY ANIMAL can be solved by the four-letter word TOAD. Toads are amphibians that belong to the family Bufonidae, which includes more than 300 species. They are characterized by their dry, leathery skin and warty appearance. Toads are found in many parts of the world, including North America, Europe, and Asia. They are usually nocturnal and feed on insects, worms, and other small animals.