The term 'HOSERS' is a slang term for swindlers, which is a term used to describe people who use dishonest or fraudulent means to obtain money. The term 'hosers' is derived from the Canadian slang term 'hosehead, ' which was originally used to describe someone who was foolish or stupid. The term has since been adopted by English speakers to refer to people who are dishonest or untrustworthy.