The term 'Summer Refuge' can be summarized by the crossword solution of SHADE, which is a five letter word. SHADE is a natural or artificial protection from the sun's rays, providing relief from the heat of summer. It can also provide a refuge from the elements, such as wind and rain. SHADE can be found in many forms, such as trees, umbrellas, and awnings. SHADE can be used to create a comfortable outdoor environment, making it an ideal summer refuge.