The crossword solution for the term SUFFIX WITH REFER OR EXIST is ENCE (4 letters). ENCE is a suffix that is used to form nouns from verbs, adjectives, and other nouns. It is often used to REFER to a state or condition of existing, or to REFER to an action or process. For example, the word 'EXISTENCE' is formed from the verb 'EXIST' by adding the suffix 'ence'. Similarly, the word 'REFERENCE' is formed from the verb 'REFER' by adding the suffix 'ence'.