The crossword solution for the term 'STARTS HEARTS, SAY' is DEALS. This term is a play on words, as it can be interpreted in two ways. The first interpretation is that it is referring to the phrase 'starts hearts, ' which is often used to describe something that is exciting or thrilling. The second interpretation is that it is referring to the verb 'deals, ' which means to distribute or give out. Therefore, the crossword solution for the term 'STARTS HEARTS, SAY' is DEALS.