The crossword solutions for the term SHOO- (SURE WINNERS) are INS, which stands for 'INSURANCE'. INSURANCE is a form of risk management that is used to protect an individual or business from financial loss. It is a contract between two parties, the insurer and the insured, in which the insurer agrees to pay the insured a certain amount of money in the event of a covered loss. INSURANCE can be used to cover a variety of losses, including medical expenses, property damage, and liability.