The term 'REFER' is a five-letter solution to the crossword puzzle for the term 'Send Elsewhere, as to a Specialist'. Referring someone to a specialist is a common practice in the medical field. It involves sending a patient to another doctor or specialist who has more expertise in a particular area of medicine. This could be done if the primary care physician feels that the patient needs additional testing or treatment that they are not qualified to provide. Referring a patient to a specialist can also be done if the primary care physician believes that the patient would benefit from a second opinion.