The crossword solution for the term 'Scholarship Factor' is 'NEED'. This four-letter word is an important factor in determining who receives a scholarship. NEED is often used to refer to financial NEED, but it can also refer to other factors such as academic merit or community service. NEED is an important factor in deciding who should receive a scholarship, as it helps to ensure that those who are most in NEED of financial assistance are able to access it.