The crossword solution for the term 'SAYS 'I TOLD YOU SO!'' is GLOATS, which is a verb meaning to express feelings of self-satisfaction or triumph over someone else's misfortune. It is often used in situations where one person has been proven right after another person has been proven wrong. This phrase is usually said with a smug attitude and can be seen as a way of rubbing it in that the speaker was right all along.