An ACTUARY is a professional who specializes in risk assessment and management. They use mathematics, statistics, and financial theory to analyze the risk of potential events, and help businesses and individuals make informed decisions about their financial future. Actuaries are experts in assessing and managing the financial impact of risk and uncertainty. They use their knowledge of mathematics, statistics, economics, and finance to assess the probability of certain events occurring, and to develop strategies to manage the financial consequences of those events.