The term 'Retailer with a Red-and-White Logo' is referring to the American retail giant, TARGET. TARGET is a discount retailer that was founded in 1902 and has since grown to become one of the largest retailers in the United States. The company is known for its iconic red-and-white logo, which has become synonymous with the brand. TARGET offers a wide range of products, from groceries to electronics, and is a popular destination for shoppers looking for quality items at affordable prices.