The term REPAIR-SHOP CAR can be broken down into two parts: the repair shop and the car. The repair shop is a business that specializes in repairing cars, while the car is the vehicle being serviced. The crossword solution for this term is LOANER, which refers to a car that is loaned out by the repair shop while the customer's car is being serviced. This loaner car allows the customer to continue their daily activities without interruption while their car is being repaired.