The term 'Rat Race, with 'the'' can be summarized as a situation in which people are competing against each other in a relentless and often futile pursuit of success. The crossword solution for this term is 'GRIND', which refers to the hard work and effort that is required to achieve success in such a situation. The phrase 'the rat race' is often used to describe the competitive nature of modern life, where people are constantly striving to outdo each other in order to gain an advantage.