A personal creed is a set of beliefs and values that an individual holds to be true. The term 'ETHIC' is a five letter word that can be used to describe a personal creed. It is derived from the Greek word 'ETHOS, ' which means character or custom. ETHIC is defined as a system of moral principles or values that guide an individual's behavior. A personal creed is a reflection of an individual's ethical beliefs and values, and it serves as a guide for how they should live their life.