The term 'natural gift' can be broken down into three crossword solutions: TALENT (6 letters), DOWRY (5 letters), and ENDOWMENT (9 letters). TALENT is an innate ability or aptitude that someone has, such as a skill in music or art. A DOWRY is a transfer of parental property, gifts, or money at the marriage of a daughter. Lastly, an ENDOWMENT is a gift of money or property to a person or organization, typically given to support a specific cause.