The crossword solution for the term 'HOLY BRAT' is 'TERROR'. The term 'holy brat' is often used to describe someone who is mischievous and has a tendency to get into trouble. It is also sometimes used to describe someone who is rebellious and does not conform to societal norms. In this context, the word 'TERROR' can be used to describe the fear or dread that someone may experience when dealing with a holy brat.