A Hockshop Owner, also known as a PAWNBROKER, is someone who provides short-term loans in exchange for personal items. They typically accept items of value such as jewelry, electronics, and other items as collateral for the loan. The loan is then repaid with interest, and if not repaid, the item is kept by the Hockshop Owner. Hockshop Owners are also known to buy and sell items, often at discounted prices.