The term 'HITS UP FOR MONEY' can be summarized by the crossword solution 'TAPS', which is an acronym for Temporary Assistance for Needy Families. This program is a federal assistance program that provides financial aid to low-income families in the United States. It is designed to help families meet their basic needs, such as food, shelter, and clothing. The program also provides job training and other services to help families become self-sufficient.