The term 'HIGH-CARD-WINS GAME' is a type of card game where the player with the highest card wins. It is also known as the WAR card game, which is a three-player game where each player is dealt an equal number of cards from a standard deck. The players then take turns to draw a card from their hand and compare it to the other players' cards. The player with the highest card wins the round and takes all the cards on the table. The game continues until one player has all the cards.