The term COVERING FOR THE SHOULDERS can be summarized as a SHAWL, which is a five-letter word. A SHAWL is a piece of clothing that is worn around the shoulders and upper body, usually made of wool, cashmere, or other fabrics. It is often used to provide warmth and protection from the elements, but can also be used as a fashion accessory. Shawls come in a variety of styles, colors, and patterns, and are popular among both men and women.