The term 'Cotton-Tipped Stick' is a medical instrument used for swabbing, which is the process of cleaning a wound or area of skin with a cotton-tipped stick. The crossword solution for this term is SWAB, which is an acronym for 'Sterile Wound Application and Bandage'. This instrument is commonly used in medical settings to clean wounds and areas of skin prior to applying a bandage or other medical treatment.