Contingency plans are pre-planned strategies that organizations and individuals can use to respond to unexpected events or circumstances. They are designed to minimize the potential damage of an event, and provide a framework for how to respond. The two crossword solutions for the term contingency plans are 'recourses' and 'fallbacks'. Recourses are options that can be used to address a problem or situation, while fallbacks are alternative plans that can be used if the primary plan fails.