The crossword solution for the term CITY ON A BAY is Tampa, which is a city located in Florida on the Gulf of Mexico. It is the largest city in the Tampa Bay Area and is home to many attractions, including Busch Gardens, the Florida Aquarium, and the Lowry Park Zoo. Tampa is also known for its vibrant nightlife and its professional sports teams, such as the Tampa Bay Buccaneers and the Tampa Bay Rays.