The term 'Cities with Wharves' can be summarized as cities that have ports or harbors. A port is a place where ships can dock and unload goods, and a wharf is a structure built along the shoreline of a body of water to provide access to ships. Ports and wharves are important for trade and transportation, and many cities around the world have them. The crossword solution for this term is 'PORTS', which is an abbreviation for 'ports and wharves'.