The crossword solution for the term 'CAUGHT UP TO, SAY' is 'TIED'. This means that the phrase 'caught up to, say' can be expressed as 'TIED'. This phrase is often used to describe a situation in which two or more people have reached the same level of understanding, knowledge, or progress. For example, if two people are discussing a topic and one person has been able to catch up to the other person's level of understanding, they could say that they have 'TIED' in their discussion.