The crossword solutions for the term 'BY ME' are FINE (4 letters), IPASS (5 letters), NOBID (5 letters), and STAND (5 letters). FINE stands for 'Fee Is No Exception', which is a legal term used to indicate that a fee is not exempt from a contract. IPASS stands for 'Integrated Payment and Settlement System', which is an electronic payment system used in India. NOBID stands for 'No Bids', which is a term used to describe when no bids are received for a particular item or service. Finally, STAND stands for 'Strictly Take and Deliver', which is a term used to describe a type of contract where goods are taken from one place and delivered to another.