Borrowings is a term used to describe the money that an individual or organization has borrowed from another source. It is often used in the context of financial statements, where it is used to refer to the total amount of money that has been borrowed by a company or individual. Loans are one type of borrowing, and they are typically taken out for a specific purpose, such as purchasing a home or starting a business. Borrowings can also include other types of debt, such as credit card debt or student loans.