The term 'BILL SETTLERS' can be broken down into two crossword solutions: PAYERS (6 letters) and BILL (4 letters). The term 'PAYERS' refers to people who are responsible for paying a BILL or debt. This could include individuals, businesses, or organizations. The term 'BILL' is a document that states the amount of money owed for goods or services. It is usually issued by a seller to a buyer. Together, the term 'BILL SETTLERS' refers to those who are responsible for settling a BILL or debt.