The term 'BEETLE TALISMAN' is a combination of two words, 'BEETLE' and 'TALISMAN'. The word 'BEETLE' refers to any of the numerous species of insects belonging to the order Coleoptera, which are characterized by their hard exoskeleton and two pairs of wings. The word 'TALISMAN' is an object believed to possess magical powers and bring good luck. The crossword solution for this term is 'SCARAB', which is a type of BEETLE found in ancient Egypt that was believed to have magical powers.