Being in debt is a situation that many people find themselves in. It can be a difficult and stressful experience, but there are ways to manage it. The term 'be indebted' can be broken down into three crossword solutions: OWE (3 letters), BEHOLDEN (8 letters), and OWETO (5 letters). OWE is a verb meaning to be obligated to pay back money or goods that have been borrowed. BEHOLDEN is an adjective meaning obligated to someone or something. OWETO is a noun meaning the state of being in debt. All three terms refer to the same concept: owing money or goods to another person or entity.