The term 'be in hock' is an idiom that means to be in debt or owe money. The crossword solutions for this term are OWE (3 letters), OWES (4 letters), PAWN (4 letters), and OWED (4 letters). OWE is a verb meaning to be obligated to pay or repay something, usually money. OWES is the third person singular present form of the verb OWE. PAWN is a noun referring to an item of value given as security for a loan. OWED is the past tense of the verb OWE.