Banking service is a term used to describe the services provided by banks and other financial institutions. These services include LOAN and loans, which are two of the most common services offered. LOAN is a type of financial agreement in which a borrower receives money from a lender and agrees to pay it back with interest over a period of time. Loans are similar to LOAN but involve multiple lenders and borrowers, and typically involve larger amounts of money. Banking services also include other services such as savings accounts, checking accounts, credit cards, and investments.