Bank statistics refer to the data and information collected by banks about their customers, services, and financial performance. This data is used to measure the success of a bank's operations, as well as to identify areas for improvement. The term 'rates' in this context refers to the interest rates charged by banks on loans and other financial products. These rates are determined by the bank's risk assessment of the customer and the current market conditions. Bank statistics also include information about the number of customers, deposits, and withdrawals, as well as the amount of money held in reserve.