The crossword solution for the term 'BANK OFFER' is 'LOAN'. A LOAN is a type of financial agreement in which a lender provides a borrower with a sum of money, usually at an agreed-upon interest rate, and the borrower agrees to pay back the LOAN over a certain period of time. Banks are one of the most common lenders of loans, and they often offer different types of loans to their customers. Bank offers can include personal loans, business loans, student loans, and more.