Bank convenience is a term used to describe the services offered by banks that make it easier for customers to access their accounts and manage their finances. This includes services such as online banking, mobile banking, ATMs, and debit cards. The term CART is an acronym for Cash Access and Remote Transactions, which are two of the most common bank convenience services. Cash Access allows customers to withdraw cash from their accounts without having to visit a physical branch, while Remote Transactions allow customers to transfer funds between accounts or make payments without having to go to a bank.