The term Bank Claims can be summarized as the legal right of a bank to take possession of a debtor's property if the debtor fails to meet their financial obligations. The crossword solution for this term is Liens, which is a legal claim or encumbrance on a property that secures the payment of a debt or other obligation. Liens are typically created when a borrower takes out a loan and pledges their property as collateral. If the borrower fails to make payments, the lender can then use the lien to take possession of the property.