Acquire, as debts is a term that can be broken down into four words: INCUR, GAIN, EARN, and GET. INCUR means to become liable for or to bring upon oneself, usually through one's own actions. GAIN means to obtain or acquire something, often through effort or work. EARN means to receive payment for work done or services rendered. Finally, GET means to come into possession of something, usually through effort or work. All four words are related to the idea of acquiring something, usually through effort or work, such as debts.