The term 'ABLE TO DEVELOP' can be summarized as having the ability to create or bring something into existence. This could refer to a variety of things, such as developing a new product, creating a new business, or even developing a new skill. The crossword solution for this term is 'VIABLE, ' which means capable of being successful or able to work. Therefore, the term 'ABLE TO DEVELOP' can be summarized as having the capability to create something that is successful and able to work.