The term 'A BIT OF A STUD' can be broken down into three crossword solutions: EAR (3 letters), LOBE (4 letters), and EARLOBE (7 letters). The term 'EAR' refers to the organ of hearing, which is located on either side of the head. The term 'LOBE' is a rounded projection or protuberance, such as those found on the EAR. Finally, the term 'EARLOBE' is the fleshy lower part of the external EAR, which hangs below the EAR opening. Together, these three terms form the phrase 'A BIT OF A STUD, ' which is often used to describe someone who is attractive or fashionable.