The term WARM AND COMFY can be broken down into four crossword solutions: SNUG (4 letters), COZY (4 letters), HOMEY (5 letters), and TOASTY (6 letters). SNUG is an adjective that means 'closely and comfortably fitted, ' while COZY is an adjective that means 'providing a feeling of comfort, warmth, and relaxation.' HOMEY is an adjective that means 'having the atmosphere of a home, ' and TOASTY is an adjective that means 'warm and comfortable.' All four words describe a feeling of comfort and warmth.