The term 'UP PAY' can be broken down into three separate words: ANTE (4 letters), RAISE (5 letters), and PONY (4 letters). ANTE is a verb meaning to put forward or contribute an initial amount of money or resources. RAISE is a verb meaning to increase the amount of something, such as money or wages. PONY is a noun meaning a small amount of money. Together, these three words can be interpreted as a call to increase the amount of money paid out, either through an initial contribution or by raising the amount of money given.