The term 'UNKEMPT OR DISORDERLY' can be summarized by the crossword solution 'RAGTAG', which is a six-letter word. The term 'RAGTAG' is an informal term used to describe a group of people or things that are disorganized, unkempt, or disorderly. It is often used to describe a group of people who are not well-dressed or who have a disheveled appearance. It can also be used to describe a group of objects that are in disarray or not properly organized.