The term 'ULTIMATE IN SMART TOWN HEADGEAR' can be summarized as a TURBAN, which is a traditional head covering worn by people of many cultures, including those in the Middle East, South Asia, and North Africa. It is typically made from long pieces of cloth that are wrapped around the head in a circular fashion. Turbans are often seen as a symbol of respect and honor, and they are often worn for religious or ceremonial occasions.