Transfer (to) is a term used to describe the act of moving something from one place to another. It can be used to refer to the physical movement of an object, or the transfer of ownership, responsibility, or authority. In the context of a crossword puzzle, the term transfer (to) could refer to the act of assigning something to someone else, such as a task or responsibility. This could involve the transfer of ownership, responsibility, or authority from one person to another.