The term 'Tough Exam' can be broken down into two crossword solutions: 'BEAR' and 'ORAL'. 'BEAR' is a four-letter word that refers to a large mammal found in many parts of the world. It is typically characterized by its thick fur, long snout, and sharp claws. 'ORAL' is also a four-letter word that refers to something that is spoken or communicated through the mouth. It is often used to describe a type of exam where students are asked to answer questions verbally. Together, these two words form the phrase 'Tough Exam', which is used to describe a difficult test or assessment.