The term 'TO LOAD WITH CARGO' can be summarized by the four-letter word 'BAIL'. This term is used to describe the process of loading a ship or other vessel with cargo, which is usually done by using a bailer or scoop to fill the vessel with goods. The term is also used to refer to the act of loading a vehicle with cargo, such as a truck or train. In either case, the process of loading with cargo involves the use of a bailer or scoop to fill the vessel or vehicle with goods.