The term 'THINGS TO FULFILL' can be summarized as activities or tasks that must be completed in order to achieve a desired outcome. This could include anything from completing a project to meeting a deadline. The crossword solution for this term is 'NEEDS', which implies that these tasks are necessary in order to reach the desired goal. Therefore, the term 'THINGS TO FULFILL' can be summarized as activities or tasks that are necessary in order to reach a desired outcome.