The term 'Takes Home' can be broken down into three crossword solutions: NETS (4 letters), EARNS (5 letters), and PAHP (4 letters). NETS stands for 'Net Earnings Take-Home Pay', which is the amount of money a person earns after taxes and other deductions have been taken out. EARNS stands for 'Earnings After Taxes and Retirement Savings', which is the amount of money a person earns after taxes and retirement savings have been taken out. PAHP stands for 'Post-Tax and Health Plan Deductions', which is the amount of money a person earns after taxes and health plan deductions have been taken out. Taken together, these three solutions represent the total amount of money a person takes home after all deductions have been made.